Lakeview Honda · Day 14 of 26 selling days
F&IQuiet
PVR $1,685, chargebacks 3.1% — healthy book, and the Crestline paper here was re-rated on the 1st.
Gross MTD
$155K
Plan MTD
$149K
vs plan
+$6K
Analyst read
PVR $1,685 on 92 deals — $155K MTD against a $149K plan. Chargebacks at 3.1% and falling, so the book is clean, not just big. Worth noting given what's happening at three of your sister stores: Priya Sharma re-rated the Crestline menu when the program letter landed on the 1st, and PVR on Crestline paper here is holding.
Key measures
Hover any metric for the exact formula behind itF&I PVR
$1,685+$33 vs T90
BaselineT90 $1,652
Benchmark$1,500–$1,900 typical
Retail deals MTD
92+5 vs plan pace
BaselinePlan pace 87
VSC penetration
44%+1 pt vs T90
BaselineT90 43%
GAP penetration
31%flat vs T90
BaselineT90 31%
Chargeback rate
3.1%−0.3 pts vs T90
BaselineT90 3.4%
Benchmark<8%
The people
Deltas vs the store's own T90| Person | PVR | VSC penetration |
|---|---|---|
PSPriya SharmaF&I Manager | $1,742+$51 vs T90 | 46%+2 pts vs T90 |
OHOmar HaddadF&I Producer | $1,631+$19 vs T90 | 2.8%−0.4 pts vs T90 |
Last 6 funded deals
Straight from the DMS — the flags are the analyst's| Date | Description | Person | Lender | Term | F&I gross |
|---|---|---|---|---|---|
| Day 14 | 2026 CR-V EX-L AWD · Stock #H4127 | Priya Sharma | Honda Financial | 60 mo | $1,890 |
| Day 14 | 2023 CR-V EX AWD · Stock #LH2214A | Omar Haddad | First Harbor CU | 66 mo | $1,745 |
| Day 13 | 2026 Civic Sport · Stock #H4098 | Priya Sharma | Honda Financial | 48 mo | $1,540 |
| Day 13 | 2022 Civic EX · Stock #LH2188A | Omar Haddad | Crestline | 72 mo | $1,705 |
| Day 13 | 2026 Pilot TrailSport · Stock #H4051 | Priya Sharma | Honda Financial | 72 mo | $2,010 |
| Day 12 | 2024 Accord Sport · Stock #LH2231A | Omar Haddad | First Harbor CU | 60 mo | $1,655 |
Ask the analyst